November's monthly contest winner is Kate with "No-Sweat Checking Account!"

How is everyone this week? I haven't heard much from anyone lately. Have you received an Aware Teens Rewards letter in the mail yet this week? I sent them out on Tuesday. Basically the letter discusses changes to the Aware Teens Rewards Program.

Beginning in January 2009, you'll be entered to win rewards points instead of receiving points for the things you do. For November and December 2008, you will still receive your rewards points as you have in the past. The new rewards program is described below.

4 winners will be drawn every month to win 100 points each.

Ways to be entered to win:

• 1 entry for every FORUM deposit you make
• 1 entry for commenting each week on the Aware Teens Blog (www.forumcu.com/blogs/awareteens) Note: Starting in January, this will be a new blog hosted on FORUM’s website!
• 2 entries for every friend you refer to enroll in the program

Plus, you can be entered to win an annual prize of 500 points by making at least one deposit each month during the year.

What do you think of the changes to the Aware Teens Rewards Program?

*Remember to use your first name and login user id to receive 2 points.