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Know the Difference: Traditional and Roth IRAs

Tuesday, 26 April 2011 23:57 by Jacki Every now and then it is important to take some time to inventory your retirement planning. If you own a Traditional IRA, for instance, you probably know your contributions may be tax deductible. Did you know that if you withdraw from that Traditional IRA early you must pay a 10% penalty in addition to income tax? [More]


How Do You Know When You’re Ready to Retire?

Sunday, 27 February 2011 20:47 by Jacki You’ve been planning your retirement for years: what you’re going to do, where you’re going to live, and how you’re going to pay for it. But knowing when it is time to retire can still be a very difficult decision. Here are a few questions to answer to help you decide if you are financially prepared to retire. [More]


Why You Need a Financial Plan

Sunday, 30 January 2011 19:33 by Jacki A financial plan is a document that helps you determine how you’ll achieve the goals you want from life, as well as how you’ll meet your future financial needs. A thorough financial plan looks at every aspect of how finances affect you and your family, covering issues such as retirement, education, housing, medical needs, insurance and luxuries. It examines your present situation, spells out your needs, and decides what steps will allow you to meet those needs. A good financial plan also gives you benchmarks to use as targets, so you’ll be able to tell how much progress you’ve made. [More]


Investing Blunders to Avoid

Tuesday, 28 December 2010 22:12 by Jacki When it comes to investing, emotions and anxiety run high. One mistake can cost you thousands. With a good plan in place, you can rest a little easier. Here are some investment mistakes to avoid. [More]


Q&A: Retirement Planning

Monday, 18 October 2010 22:01 by Jacki What are the biggest retirement planning mistakes people make? Retirement is decades away, so why should I think about it now? [More]


How Your Home Can Increase Retirement Income

Saturday, 24 July 2010 22:14 by Jacki If you are “house rich” and “cash poor,” there are some steps you can take that would allow you to live more comfortably in retirement. [More]


Inflation and your Savings: The Impact

Tuesday, 2 March 2010 08:25 by Andy Your retirement portfolio may have survived the last couple of years of recessionary pressures but it is prepared for what might be next? Some experts are concerned about a new portfolio concern, inflation is on the horizon. [More]


Strategies During The Recovery

Friday, 9 October 2009 13:02 by Andy Should I invest? Should I not invest? Will the market rebound in my timeframe? Should I invest only in safe money market funds or can I add some risk to my portfolio? These are questions investors ask themselves during a recovery period, such as the one we are in. [More]


5 Steps to Recession-Proof Your Portfolio

Thursday, 10 September 2009 22:08 by Andy As we muddle though this recession, here are 5 strategies to think about if you: (a) aren’t happy with the performance of your investments over the past year; or (b) are looking for ways to avoid finding yourself in this same position in the future. [More]


Want to have more to invest?

Monday, 13 July 2009 10:16 by Andy Are you ready to invest more in your retirement savings but just not sure where you will find the extra dollars to invest? Sometimes the best way to increase the funds [More]


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